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Shopping bag must contain at least one (1) AEO® jean item qualify for free shipping.That's why you're still using the magnetic stripe on the back of your card to pay at many retailers.But global payments consulting firm The Strawhecker Group says you'll be dipping at 62 percent of all retailers by March 2017; acceptance of EMV (or Europay, Master Card and Visa) chip cards throughout the year will gradually climb to 90 percent. Chip-based credit cards make it much harder for the bad guys to use your credit card information for in-store fraud. While in-store fraud should fall as a result of the EMV switch, that's not the case at gas stations, which largely haven't converted to chip-enabled terminals.There is good news on the horizon for anxious credit card shoppers: In 2017, you won't have to ask as often, "Do I dip or do I swipe?"Fewer than half of all retail merchants today are able to process chip-based credit and debit cards, as the rollout of chip-enabled payment terminals has been much slower than anticipated.

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